EDITORIAL: Digital? Digital!
Since the beginning of the information age, digitalization has been described again and again as a wave that is thundering towards us. But the threatening comparison limps. Because digital transformation does not just happen. It is actively promoted by people with visions who use their knowledge and creative power in a targeted way.
Bettina Stoob, Head of Global Innovation at industrial insurer Allianz Global Corporate & Specialty (AGCS), explained that global corporations in particular often have problems keeping pace with the speed of digital change driven by technological developments.
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Username and password are not enough. More and more Internet services are relying on secure multi-factor authentication. The e-government sector with its high security standards can serve as a model here. Using the authentication service authega as an example, we present a proven certificate-based procedure. In addition, we discuss current trends in biometrics and one-time passwords.
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Online marketplaces can revolutionize the customer interface in the industrial and commercial insurance business for SMEs. The conditions for insurers to jointly build a platform are better than ever today. In this first part of the series, we explain why the signs are currently so good for the development of an industry-wide accepted marketplace. In the second part, we take a first look at what steps are necessary to build it up and what an insurance marketplace could look like.
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Marc Ramelow, managing partner of the fashion house Ramelow, and Martin Brücher, managing director of FASHION CLOUD, a content platform for the fashion trade, presented in a joint talk at solutions.hamburg how established companies can keep up with the speed of digital change without having to deny their traditions.
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Electronic commerce in the B2B sector is largely lagging behind user expectations. But the pressure to innovate is increasing. In an increasingly digital world, it is vital for companies to make their business as easy as possible online.
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I need to see, touch and try a product before I buy it." This conviction is still widespread among many customers even in times of rising sales figures in online trading. A comprehensive digital product presentation can help to compensate for this supposed disadvantage of e-commerce. However, small and medium-sized retailers in particular often do not make sufficient use of their opportunities.
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The digitisation of certain insurance products is a prerequisite for any online sales and cooperation activity. In addition, depending on the sales context (broker, bank, affinity, etc.), underwriting processes as well as local market and partner-specific features must be taken into account.
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The completely redesigned ElsterOnline portal has been available to citizens, companies and associations since 25 July 2017. The services of the portal for the submission of tax returns and much more are now integrated under "My ELSTER" directly in elster.de[1]. The new design is much clearer and the operation much more intuitive.
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Few applications have to meet such high requirements as e-government portals. They must be highly available and performant, comply with strict legal regulations and offer secure access to very large and heterogeneous target groups - government institutions, citizens, companies. How can a high level of user satisfaction, security and stability in the broadest sense be guaranteed? We summarize the most important principles.
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